Central Valley Community Bank (CVCB) prides itself on being a diverse community-based bank serving family-owned businesses for the past 35 years in the Central Valley. "We are sticking to our plan of being the best community bank in the Valley, from Sacramento to Fresno," said CEO Jim Ford (pictured right) yesterday to about 75 people attending a Stockton luncheon. Ford had just completed an update of first quarter assets and trends for the bank, which has 21 branches in seven contiguous counties. He said loans are up for the institution that is unique in its percentage of servicing owner-occupied loans. Ford's comments came after a brief forecast by Jeffrey Michael, Director of the Center for Business and Policy Research at the University of the Pacific. Michael said San Joaquin County is surpassing job forecasts in the first quarter for 2015. "I'm pretty excited about 2015," said Michael. "This is the 6th year of expansion nationally and California is the hot spot of the U.S.